Attention homeowners in Bluffton and Beaufort County: Get an Appraisal today!

Here are the top 7 reasons why SC homeowners order from Ocean Appraisals, LLC.:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. To challenge a SC property tax assessment
  3. To cut their monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a SC divorce, where property needs to be divided
  7. Determine the true market value of property in question to settle an estate in Beaufort county or SC

Do you own a house in or near Bluffton? Do you need help deciding the value of your real estate?
Contact Ocean Appraisals, LLC..

We at Ocean Appraisals, LLC. understand the particular needs of a customer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Ocean Appraisals, LLC., will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value judgement than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Ocean Appraisals, LLC., we're qualified in helping people just like you get rid of unwanted and unneeded PMI insurance.

Challenge Beaufort county's assessment of your property

Your local tax assessor may have your house overvalued if your house not appreciating as much as other homes nearby. This means you're paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Ocean Appraisals, LLC. is your perfect weapon.

Was your HELOC recently frozen?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. An appraisal from Ocean Appraisals, LLC. can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for accuracy, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? Ocean Appraisals, LLC. offers field reviews where we go out and check the subject and comps. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home.